Yet much of our financial system is built around short timeframes and quick results. Too often, it leaves the people doing the right thing for land and ecosystems struggling to access the finance they need.

At Triodos Bank, when we talk about banking being ‘sustainable’ we mean that finance needs to slow down to support living systems. As interest in sustainable and values-led finance grows, we want to be clear on Triodos’ approach.

Financing positive impact for nature

In April 2026, we provided a loan to support Nature Impact, a natural capital developer, to acquire a 102-acre site at Wrotham in Kent, restoring degraded farmland into permanently protected habitats and establishing a Community Benefit Society to support local access.

This is Nature Impact’s third habitat bank site and will restore underutilised farmland - alongside ancient woodland and hedgerows - into a diverse mix of native habitats aligned with local nature recovery priorities.

This builds on our 2024 landmark partnership with Nature Impact: the first private sector loan structured around a Biodiversity Net Gain (BNG) credit model via a business loan.

Put simply, BNG gives developers a way to fund nature recovery, and gives land managers a way to pay for creating and looking after habitats for the long term. It’s a clear direction of travel in the UK, and why we continue to back partners like Nature Impact.

Connection you can feel

Triodos has spent the past few years working closely with Avon Needs Trees, a Bristol‑based charity creating permanent woodlands for people, wildlife and the climate.

In 2024, Triodos provided a loan to help the charity purchase 422 acres of land to design a new forest, restoring nature at scale. Our Corporate Finance team also supported the charity in sourcing repayable capital, helping to balance mission with long term financial resilience.

Earlier this year, some of our co-workers joined a tree planting day at the forest. With muddy boots and cold hands, they helped plant a Triodos sponsored tree, a small action that made the impact of our lending tangible.

"It was so special to go outside and plant an oak tree at Echo Woods. Thinking about the fact the tree will not reach full maturity until well beyond my lifetime was humbling and reminds me of the reason I chose to work at Triodos,” Rebecca Saunders, operational resilience analyst at Triodos Bank UK.

Some of the most meaningful moments in nature recovery happen when we step outside and experience it for ourselves.

Letting nature lead

Nature recovery work is led by project managers, ecologists, volunteers and founders on the ground who are turning nature-based solutions into reality – and your money can help to make a difference.

Triodos savers have helped support organisations such as Akre, a family‑run site with ambitious plans for nature recovery, helping to improve the health of young trees in the supply chain for nature restoration projects.

“When talking to the Akre team, we really wanted to understand the longevity of their nature recovery plans. How can you how can you ensure the saplings you’re planting will survive? How are the trees grown? Are the seeds native? These are the questions we need to ask,” Simon Crichton, head of Nature, Food & Resource team at Triodos Bank UK.

By saving with Triodos, customers help enable loans like the £3.3 million financing Akre’s work to restore landscapes while building a viable business that can sustain itself for generations. That’s why we take a rigorous approach to nature-based projects - ensuring they stand the test of time.

While nature works to its own timelines, the impacts last forever.